Whidbey Island Bank
Whidbey Island Bank
450 SW Bayshore Drive
Oak Harbor, WA 98277
Phone: (360) 675-5968 or 1-800-290-6508
Fax: (360) 675-7282


In 1960, a group of Whidbey Island business leaders felt the time had come to create an independent community bank — one that would serve the unique banking needs of local businesses and residents of Whidbey Island.

Their vision was simple: To build a bank based on strong community values — one that would invest its financial capital locally. One that believed its employees are its most valuable asset. Most importantly, this bank would provide an exceptional level of service, simply by treating people for who they are — our friends and neighbors. We call this style of banking The Whidbey Way and, in spite of our island roots, it doesn’t end at the Clinton ferry terminal or at Deception Pass.

Experience the Whidbey Way of banking at 18 branches, throughout 5 counties in Northwest Washington.

Home Loan Products

Selecting a mortgage lender is one of the most important steps in the process of buying a home. And while it may be a bit daunting if you’ve never taken out a mortgage before, an experienced lender can make the process a lot more comfortable.

Products

Our mortgage loan specialists can help you with:

•Purchase and refinance loans. Here’s a link to the Federal Reserve for additional information on refinancing.
•Conventional loans with varied terms.
•Owner occupied, second home and investment purchase programs.
•Custom Construction Loans.
•Improved land loans.
•Portfolio loans available for unique properties and buyers.
•Interest–only rate options for fixed and variable rate loans.
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