Twin River National Bank - Asotin, WA

Twin River National Bank
201 2nd Street, P.O. Box 219,
Asotin, WA 99402
Phone: (509) 243-8848
Fax: (509) 243-8849
Email: asotin@twinriverbank.com

Residential Real Estate Loan Program

Provides financing for homes using secondary market financing. Take advantage of low rates NOW!

Program Highlights

Up to 80% financing (97% with mortgage insurance)
Conventional
Manufactured Homes
VA (Veterans Administration)
FHA (Federal Home Administration)

Loan Programs

10, 15, 20 and 30 Year Fixed Rate Terms
10, 15, 20 Year Variable Rate Terms
5 Year Variable Rate Home Equity Lines of Credit.
10 Year Fixed Rate Home Equity Lines of Credit

Interest Rates

Based on the current market rates, loan to value and overall credit risk.

Preliminary Items Needed to Qualify

Loan Application (Form 1003)
Current pay stubs
Two year's tax returns with W-2s
Current monthly debt obligations
Past 3 months bank statements
Most recent retirement account statements

HOME LOANS

Dream Homes come in all sizes. So do our loans.
At Twin River National Bank, we offer the most complete range of mortgages anywhere, with all the advantages of local decision-making, local loan servicing, flexibility, and market knowledge. Feel right at home with a loan from Twin River National Bank.

Building a New Home?
Start building quicker--at the most competitive rates. We offer traditional construction financing that rolls smoothly into permanent financing. Contractors appreciate our timely attention with rapid draw checks and support that helps the construction process move quickly.

New to the Area? Self-employed?
No Problem! Our no-income verification loans will answer your needs. These loans are designed especially for those new to the area, self-employed or retired but have good assets and credit. Let us welcome you home with the loan that's just right for you. We'll put our expertise and personal service to work for you.

Need a Large Loan?
Let us give you a lift with a jumbo loan. Financing approvals for dream homes up to and over a million dollars are available. Our competitive rates and low closing charges ensure that you will get the right loan at the best cost. You'll get a loan you can live with for the home you can't live without.

First Time Homebuyer?
We can help you qualify and provide you with a loan that fits your budget. Our no obligation pre-qualifications let you act quickly when you find the right property. We offer a variety of lending options designed to benefit low-and moderate-income home buyers who might not otherwise qualify for financing. No matter what your needs, we can help you reach your dreams.

Short on Savings?
We offer flexible loans for as little as 3% and even 0% down. Your funds for closing may be gifts from relatives or contributions from the seller. Twin River National Bank is proud to sponsor special programs designed to benefit low- and moderate-income home buyers, who might not otherwise qualify for financing.

Unique Property?
We have the flexibility and local expertise to make financing special homes work. If you are considering buying or building a home with acreage, second home or non-owner occupied home, come see us. We also finance manufactured homes, an option that's increasingly popular with many of our customers. We can customize long or short-term loans to move you into your manufactured home at the best possible rate.