Horizon Bank

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Horizon Bank
400 H Street
P.O. Box 1749
Blaine, WA 98231
Tel: 360.332.8333

Horizon Financial Corp. is a bank holding company based in Bellingham, Washington. The Corporation's primary subsidiary, Horizon Bank, operates eighteen branch locations and four Commercial Banking centers throughout Whatcom, Skagit, Snohomish and Pierce Counties.

Founded in 1922, Horizon Bank became a publicly traded company through an initial public offering in 1986. Its shares trade on NASDAQ National Market under the symbol "HRZB". In 1995, Horizon converted to its current holding company structure and, in June 1999, Horizon acquired Bellingham Bancorporation, a commercial bank.

Home Loan Options

At Horizon Bank, we take pride in customizing our home loans to fit your needs. We offer a variety of financing options that make it even easier to achieve home ownership. Whether you're purchasing, refinancing, or improving a home, we have competitive rates and flexible financing options to meet your specific needs.

•Conventional - fixed and adjustable rates
•Low down payment FHA
•USDA Rural Housing
Not sure where to start? Our mortgage loan officers can guide you through the loan process and help you make the right choice in a home loan.

Get Pre-Approved.

Before you start shopping for your new home, it helps to get pre-approved for your loan. Pre-approval will give you a better idea of the home price range you can afford and will show your real estate agent that you're serious about buying a home. Contact a mortgage loan officer to get pre-approved or start the process online.

Apply Now.

If you've made an offer to purchase a home or decided to refinance your existing one, it's time to secure financing. Get started by applying online today and enjoy these benefits:

•It's fast, convenient and secure
•It's personalized to your situation
•You can start now and finish later
At Horizon Bank, we provide friendly, professional, and local service. From application through closing, we're here to make the loan process fast and easy for you. Since 1922, we've helped our Western Washington neighbors achieve their home ownership dreams. Let us help make those same dreams a reality for you.