First Citizens Bank

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First Citizens Bank
10914 SE Kent Kangley Rd
Kent, WA 98030
Tel: 253.854.2900

At First Citizens Bank, our values have been the basis of the way we’ve done business for more than a century. By understanding and embracing these values, the bank has been able to focus on the needs of our customers and build strong relationships that last a lifetime.

The foundation of these values is integrity. To First Citizens Bank, integrity means focusing on the needs of each individual customer. And it means providing sound financial advice based on the customers’ needs, not ours. Our common sense approach to doing business comes from our century of experience. We know that listening to our customers is the first step in helping them achieve their financial goals and that no two customers’ needs are the same. We also value consistency, because consistency builds trust. Doing business the same way for more than a century means that customers trust that the bank we are today is the bank we’ll be tomorrow – and that’s important in building long-term relationships.

First Citizens Bank’s values are, and will always be, the foundation of our relationship with our customers. You can count on the bank to provide sound financial answers for your personal and business needs – today and tomorrow.

The Right Mortgage
Choosing the right mortgage is just as important as choosing the right house. First Citizens offers a full menu of products, each with different features and advantages. We can pre-qualify you on the spot. And with the power of Decision PointSM, our mortgage bankers are able to quickly process loans.

We offer:
•Conforming Fixed Rate Loans
Long and Short Terms
Flexible Mortgages

•Jumbo Fixed Rate Loans
Long and Short Terms

•Conforming ARMs
3/1, 5/1 ARMs

•Portfolio ARMs
5/1 ARM

•Jumbo ARMs
3/1, 5/1, 7/1, 10/1 ARMs

•LIBOR ARMs
3/1, 5/1, 7/1, 10/1 ARMs

•Community Lending
FHA, VA, USDA - Rural Development
North Carolina Housing and Virginia Housing

•Construction-to-Permanent Mortgages

© 2009 First Citizens Bank