Emerald City Lending Group - Fife, WA

Emerald City Lending Group
4505 Pacific Hwy. E. #C-7
Fife, WA 98424
Tele: (253)896-3600
Fax: (253)896-3605
Toll Free: (877)896-3600

Whether you are buying your first home, building a home, consolidating your debts, or refinancing your mortgage, you have come to the right place.

WE CAN HELP YOU!

If you have great credit or credit thatâ€™s not so great, we will work to get the best financing program for your loan needs.

The following is a partial list of programs offered by Emerald City Lending Group with a brief description of the key elements. For a complete list of the programs that we offer, contact us at 877-896-3600.

CONVENTIONAL - Traditional loan programs that usually require 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.

JUMBO LOANS - Offers 30 and 15 year fixed rate mortgage and competitive ARM products with full document, alternate documentation and limited documentation. Cash out and No cash out refinance are allowable. Single family detached, Condo's, PUD's and single-family second homes can be financed with no prepayment penalty.

2ND MORTGAGE LOANS - Subordinate to the first mortgage these loans offer the borrower the ability to get money for home improvement, debt consolidation or many other reasons without disturbing their first mortgage. Convenient when you have a low interest first mortgage.

CONSTRUCTION LOANS - Building a new home can be an exciting prospect - unless you get caught up in a construction loan approval process that's overly complicated and time consuming. With this loan we will finance up to 90% of the cost of land plus the costs of construction. We offer a one time fixed rate closing or traditional ARM products.

VA MORTGAGE â€“ Backed by the Veterans Administration and the federal government, it is similar to FHA except that you have to be a qualified Veteran or military person.