Community 1st Credit Union

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Community 1st Credit Union
14625 15th Avenue NE
P.O. Box 55909
Shoreline, WA 98155
Phone: (206) 367-7328
Fax: (206) 367-2157

Since our founding, back in 1925, we’ve been a community of members pooling financial resources to help each other save. As our membership has grown, so has the geographical community we serve. What started as a service solely for US Postal employees in King County has become a credit union for all of Washington State.


We’re a solid financial cooperative

Community 1st Credit Union is a solid financial co-operative, not a bank. So you’re a member-owner, not a customer. Unlike a bank, you get a say in how things happen. And the chance to share in all the earnings—through lower loan rates, higher savings yields, lower fees, highly personalized service, and the latest access technology.

With a lifetime commitment to you

Our only business is to help our members and their families achieve their financial goals. We’re committed to you for life. Personal life. Family life. Recreation and later life. No matter what changes occur in your financial life, we’re there to help with all of them.

Home Loans

Premier HELOC (Home Equity Line of Credit)

Need cash to remodel, pay for college, travel? Think 1st about tapping into your home equity with a credit line of $5,000 to $50,000 (80% of appraised value). Borrow what you need, as you need it, over 10 years at a variable rate as low as the Prime Rate. Charge expenses to your Home Equity VISA Gold, take a cash advance against that VISA, or transfer funds by phone from your HELOC to Checking. Pay interest only on what you borrow and take 10 more years to repay it.


Home Equity Loan

Need a large loan for debt consolidation, home improvements, a small business? Get a one-time, Home Equity Loan and borrow $5,000 to $100,000 (80% of appraised value). Get a fixed-rate lower than a credit card or signature loan, with predictable payments.


1st Mortgage

Whether you’re buying your first home or your last, we can help. Get a great rate and predictable payment with a Community 1st fixed mortgage for purchase or refinance. With no application fee, low closing costs, expert guidance and payments made right to your credit union, we help ensure that your mortgage is every bit as comfortable as your home.

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